Lender
Binly
High-cost credit. Nominal rate 22.00–22.00 %. Loans from 2,000 to 200,000. Compare the terms with the others before you apply.
Facts
| Nominal rate | 22.00 % – 22.00 % |
|---|---|
| Effective rate | 56.97 % – 56.97 % |
| Loan amount | SEK 2,000 – SEK 200,000 |
| Term | 1–60 months |
| Arrangement fee | SEK 588 |
| Invoice fee | SEK 57 |
| Payout | 2 h |
| Age | 18–79 yrs |
| Income requirement | SEK 80,000/yr |
| Payment remark | No |
| Enforcement | No |
| Credit check | Creditsafe |
| Customer rating | 3.3 of 5 · 500 reviews |
| Company reg. no. | 559333-1908 |
| Founded | 2022 |
| Owner | Binly AB |
Products
Our verdict
- No upper age limit in practice
- Flexible revolving credit
- High effective rate
- New and unproven operator
Representative example: SEK 150,000 over 5 yr at a nominal rate of 22.00 % gives an effective rate of 25.41 %. Total repayable SEK 252,578 across 60 payments of SEK 4,200.
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