Business loans
Unsecured business loans for limited companies and sole traders
Digitala långivare betalar ut inom ett dygn men tar 9–18 % effektivt. The bank is cheaper and slower. The Consumer Credit Act’s rate cap does not apply to business credit — read the terms especially carefully.
| Lender | Max amount | From | Age of business | Min. turnover | Payout | Notes | |
|---|---|---|---|---|---|---|---|
| Qred BankFastest | SEK 5,000,000 | 0.89%/mo | 3 months trading | SEK 50,000 | 24 hours | A fixed monthly fee instead of interest — no hidden costs | ApplyAdvert. We are paid if you apply. |
| FrodaLowest cost | SEK 5,000,000 | 0.75%/mo | 6 months trading | SEK 250,000 | 24 hours | Repayment can be linked to company revenue | ApplyAdvert. We are paid if you apply. |
| Capcito | SEK 3,000,000 | 1.0%/mo | 12 months trading | SEK 500,000 | 1–3 days | Connects to your bookkeeping for a rolling credit line | ApplyAdvert. We are paid if you apply. |
| Marginalen Bank Företag | SEK 3,000,000 | 7.95%/yr | 24 months trading | SEK 1,000,000 | 3–5 days | Traditional bank assessment, lower effective cost over a longer term | ApplyAdvert. We are paid if you apply. |
| Almi FöretagspartnerFor start-ups | SEK 10,000,000 | Market rate plus margin | Newly started OK | – | 2–4 weeks | State-owned — lends where the banks say no, often alongside a bank | ApplyAdvert. We are paid if you apply. |
See also
- Compare personal loans, consolidation and quick loans
- Loan calculator with effective rate and amortisation schedule
- Work out whether consolidating your loans pays off
- The rules that protect you as a borrower
- Mortgage rates — list rate against the real average
- Credit cards with no annual fee — compare the interest-free period and rewards
- Car loans: security in the car means a lower rate
- Questions Swedish borrowers ask us
- Personal loans
- Quick loans
- Guides
- Method
Updated 2 September 2026