KreddoCompare loans in Sweden
Personal loans

Personal loans

Unsecured loans of SEK 5,000–800,000. Spend freely, fixed repayments.

18 of 18 lenders match SEK 50,000 over 5 yr
4.8 of 5 · 31,400 reviews
9.0/10
Effective rate 8.95 % nom. 8.60 %
Per month SEK 1,028 for 5 yr
Total cost SEK 11,694 on top of the loan
Payout 24 h UC credit check
Go to Sambla Advert. We are paid if you apply.
Best overall Best by our model Loan broker · 40 lenders Accepts betalningsanmärkning No fees at all
SEK 5,000–SEK 800,000 1 yr–20 yr 18–79 yrs Income from SEK 100,800/yr

Representative example: annuity loan of SEK 50,000 over 5 yr at a nominal rate of 8.60 % gives an effective rate of 8.95 %. Arrangement fee SEK 0, invoice fee SEK 0/mo. Total repayable SEK 61,694 across 60 payments of SEK 1,028. The rate is set individually — Sambla states 4.95 %–21.99 % nominal.

4.7 of 5 · 22,800 reviews
9.0/10
Effective rate 9.27 % nom. 8.90 %
Per month SEK 1,035 for 5 yr
Total cost SEK 12,130 on top of the loan
Payout 24 h UC credit check
Go to Lendo Advert. We are paid if you apply.
Widest choice Loan broker · 40 lenders Accepts betalningsanmärkning No fees at all
SEK 10,000–SEK 800,000 1 yr–15 yr 18–75 yrs Income from SEK 110,000/yr

Representative example: annuity loan of SEK 50,000 over 5 yr at a nominal rate of 8.90 % gives an effective rate of 9.27 %. Arrangement fee SEK 0, invoice fee SEK 0/mo. Total repayable SEK 62,130 across 60 payments of SEK 1,035. The rate is set individually — Lendo states 4.95 %–22.00 % nominal.

4.6 of 5 · 14,900 reviews
9.0/10
Effective rate 8.95 % nom. 8.60 %
Per month SEK 1,028 for 5 yr
Total cost SEK 11,694 on top of the loan
Payout 24 h UC credit check
Go to Advisa Advert. We are paid if you apply.
Loan broker · 40 lenders Accepts betalningsanmärkning No fees at all
SEK 5,000–SEK 800,000 1 yr–20 yr 18–79 yrs Income from SEK 100,800/yr

Representative example: annuity loan of SEK 50,000 over 5 yr at a nominal rate of 8.60 % gives an effective rate of 8.95 %. Arrangement fee SEK 0, invoice fee SEK 0/mo. Total repayable SEK 61,694 across 60 payments of SEK 1,028. The rate is set individually — Advisa states 4.50 %–21.99 % nominal.

4.3 of 5 · 7,600 reviews
8.7/10
Effective rate 10.14 % nom. 9.70 %
Per month SEK 1,055 for 5 yr
Total cost SEK 13,299 on top of the loan
Payout 24 h UC credit check
Go to Zmarta Advert. We are paid if you apply.
Loan broker · 28 lenders Accepts betalningsanmärkning No fees at all
SEK 10,000–SEK 600,000 1 yr–15 yr 18–75 yrs Income from SEK 120,000/yr

Representative example: annuity loan of SEK 50,000 over 5 yr at a nominal rate of 9.70 % gives an effective rate of 10.14 %. Arrangement fee SEK 0, invoice fee SEK 0/mo. Total repayable SEK 63,299 across 60 payments of SEK 1,055. The rate is set individually — Zmarta states 4.95 %–21.95 % nominal.

4.5 of 5 · 9,100 reviews
8.7/10
Effective rate 9.82 % nom. 9.40 %
Per month SEK 1,048 for 5 yr
Total cost SEK 12,859 on top of the loan
Payout 24 h UC credit check
Go to Enklare Advert. We are paid if you apply.
Loan broker · 39 lenders Accepts betalningsanmärkning No fees at all
SEK 5,000–SEK 800,000 1 yr–20 yr 18–79 yrs Income from SEK 120,000/yr

Representative example: annuity loan of SEK 50,000 over 5 yr at a nominal rate of 9.40 % gives an effective rate of 9.82 %. Arrangement fee SEK 0, invoice fee SEK 0/mo. Total repayable SEK 62,859 across 60 payments of SEK 1,048. The rate is set individually — Enklare states 4.50 %–22.00 % nominal.

4.4 of 5 · 6,200 reviews
8.6/10
Effective rate 10.03 % nom. 9.60 %
Per month SEK 1,053 for 5 yr
Total cost SEK 13,152 on top of the loan
Payout 24 h UC credit check
Go to Lånekoll Advert. We are paid if you apply.
Loan broker · 25 lenders Accepts betalningsanmärkning No fees at all
SEK 10,000–SEK 600,000 1 yr–15 yr 18–75 yrs Income from SEK 120,000/yr

Representative example: annuity loan of SEK 50,000 over 5 yr at a nominal rate of 9.60 % gives an effective rate of 10.03 %. Arrangement fee SEK 0, invoice fee SEK 0/mo. Total repayable SEK 63,152 across 60 payments of SEK 1,053. The rate is set individually — Lånekoll states 4.95 %–21.95 % nominal.

4.2 of 5 · 4,100 reviews
8.5/10
Effective rate 10.25 % nom. 9.80 %
Per month SEK 1,057 for 5 yr
Total cost SEK 13,446 on top of the loan
Payout 24 h UC credit check
Go to Trygga Advert. We are paid if you apply.
Loan broker · 33 lenders Accepts betalningsanmärkning No fees at all
SEK 5,000–SEK 800,000 1 yr–20 yr 18–79 yrs Income from SEK 120,000/yr

Representative example: annuity loan of SEK 50,000 over 5 yr at a nominal rate of 9.80 % gives an effective rate of 10.25 %. Arrangement fee SEK 0, invoice fee SEK 0/mo. Total repayable SEK 63,446 across 60 payments of SEK 1,057. The rate is set individually — Trygga states 4.95 %–21.95 % nominal.

4.1 of 5 · 2,300 reviews
8.3/10
Effective rate 10.69 % nom. 10.20 %
Per month SEK 1,067 for 5 yr
Total cost SEK 14,037 on top of the loan
Payout 24 h UC credit check
Go to Reducero Advert. We are paid if you apply.
Loan broker · 22 lenders Accepts betalningsanmärkning No fees at all
SEK 10,000–SEK 600,000 1 yr–15 yr 18–75 yrs Income from SEK 120,000/yr

Representative example: annuity loan of SEK 50,000 over 5 yr at a nominal rate of 10.20 % gives an effective rate of 10.69 %. Arrangement fee SEK 0, invoice fee SEK 0/mo. Total repayable SEK 64,037 across 60 payments of SEK 1,067. The rate is set individually — Reducero states 4.95 %–21.95 % nominal.

8.2/10
Effective rate 9.16 % nom. 8.80 %
Per month SEK 1,033 for 5 yr
Total cost SEK 11,984 on top of the loan
Payout 72 h UC credit check
Go to Collector Advert. We are paid if you apply.
Bank No fees at all
SEK 20,000–SEK 500,000 2 yr–18 yr Income from SEK 200,000/yr

Representative example: annuity loan of SEK 50,000 over 5 yr at a nominal rate of 8.80 % gives an effective rate of 9.16 %. Arrangement fee SEK 0, invoice fee SEK 0/mo. Total repayable SEK 61,984 across 60 payments of SEK 1,033. The rate is set individually — Collector states 7.00 %–17.90 % nominal.

4.0 of 5 · 6,800 reviews
8.1/10
Effective rate 15.53 % nom. 13.40 %
Per month SEK 1,177 for 5 yr
Total cost SEK 20,615 on top of the loan
Payout 24 h UC credit check
Go to Svea Bank Advert. We are paid if you apply.
With betalningsanmärkning Bank Accepts betalningsanmärkning Considers you with Kronofogden debt
SEK 20,000–SEK 600,000 1 yr–15 yr 18–79 yrs Income from SEK 120,000/yr

Representative example: annuity loan of SEK 50,000 over 5 yr at a nominal rate of 13.40 % gives an effective rate of 15.53 %. Arrangement fee SEK 0, invoice fee SEK 29/mo. Total repayable SEK 70,615 across 60 payments of SEK 1,177. The rate is set individually — Svea Bank states 6.95 %–21.95 % nominal.

3.9 of 5 · 9,700 reviews
8.0/10
Effective rate 12.18 % nom. 11.20 %
Per month SEK 1,092 for 5 yr
Total cost SEK 15,926 on top of the loan
Payout 48 h UC credit check
Go to Bank Norwegian Advert. We are paid if you apply.
Bank
SEK 10,000–SEK 600,000 1 yr–15 yr 23–75 yrs No stated income requirement

Representative example: annuity loan of SEK 50,000 over 5 yr at a nominal rate of 11.20 % gives an effective rate of 12.18 %. Arrangement fee SEK 399, invoice fee SEK 0/mo. Total repayable SEK 65,926 across 60 payments of SEK 1,092. The rate is set individually — Bank Norwegian states 5.99 %–18.99 % nominal.

4.3 of 5 · 3,600 reviews
7.7/10
Effective rate 11.15 % nom. 9.60 %
Per month SEK 1,078 for 5 yr
Total cost SEK 14,652 on top of the loan
Payout 48 h UC credit check
Go to MedMera Bank (Coop) Advert. We are paid if you apply.
Bank
SEK 10,000–SEK 350,000 1 yr–15 yr 18–99 yrs Income from SEK 150,000/yr

Representative example: annuity loan of SEK 50,000 over 5 yr at a nominal rate of 9.60 % gives an effective rate of 11.15 %. Arrangement fee SEK 0, invoice fee SEK 25/mo. Total repayable SEK 64,652 across 60 payments of SEK 1,078. The rate is set individually — MedMera Bank (Coop) states 5.20 %–16.95 % nominal.

3.5 of 5 · 2,100 reviews
7.6/10
Effective rate 16.43 % nom. 14.20 %
Per month SEK 1,198 for 5 yr
Total cost SEK 21,856 on top of the loan
Payout 24 h UC credit check
Go to Avida Advert. We are paid if you apply.
Bank Accepts betalningsanmärkning
SEK 20,000–SEK 600,000 2 yr–15 yr 20–79 yrs Income from SEK 150,000/yr

Representative example: annuity loan of SEK 50,000 over 5 yr at a nominal rate of 14.20 % gives an effective rate of 16.43 %. Arrangement fee SEK 0, invoice fee SEK 29/mo. Total repayable SEK 71,856 across 60 payments of SEK 1,198. The rate is set individually — Avida states 7.45 %–21.95 % nominal.

3.6 of 5 · 4,200 reviews
7.5/10
Effective rate 14.47 % nom. 12.10 %
Per month SEK 1,144 for 5 yr
Total cost SEK 19,020 on top of the loan
Payout 48 h UC credit check
Go to Marginalen Bank Advert. We are paid if you apply.
Bank Accepts betalningsanmärkning
SEK 20,000–SEK 500,000 1 yr–15 yr 18–79 yrs Income from SEK 150,000/yr

Representative example: annuity loan of SEK 50,000 over 5 yr at a nominal rate of 12.10 % gives an effective rate of 14.47 %. Arrangement fee SEK 395, invoice fee SEK 29/mo. Total repayable SEK 69,020 across 60 payments of SEK 1,144. The rate is set individually — Marginalen Bank states 6.45 %–19.95 % nominal.

4.1 of 5 · 3,800 reviews
7.5/10
Effective rate 15.96 % nom. 14.90 %
Per month SEK 1,187 for 5 yr
Total cost SEK 21,212 on top of the loan
Payout 2 h UC credit check
Go to Northmill Bank Advert. We are paid if you apply.
Bank Accepts betalningsanmärkning No fees at all
SEK 1,000–SEK 50,000 5 mo–6 yr 20–79 yrs Income from SEK 100,000/yr

Representative example: annuity loan of SEK 50,000 over 5 yr at a nominal rate of 14.90 % gives an effective rate of 15.96 %. Arrangement fee SEK 0, invoice fee SEK 0/mo. Total repayable SEK 71,212 across 60 payments of SEK 1,187. The rate is set individually — Northmill Bank states 7.90 %–21.90 % nominal.

3.4 of 5 · 1,400 reviews
6.2/10
Effective rate 23.21 % nom. 20.50 %
Per month SEK 1,339 for 5 yr
Total cost SEK 30,907 on top of the loan
Payout 48 h UC credit check
Go to Plus 1 Advert. We are paid if you apply.
Bank Accepts betalningsanmärkning
SEK 30,000–SEK 490,000 5 yr–12 yr 20–75 yrs Income from SEK 264,000/yr

Representative example: annuity loan of SEK 50,000 over 5 yr at a nominal rate of 20.50 % gives an effective rate of 23.21 %. Arrangement fee SEK 588, invoice fee SEK 0/mo. Total repayable SEK 80,907 across 60 payments of SEK 1,339. The rate is set individually — Plus 1 states 16.50 %–22.00 % nominal.

3.6 of 5 · 1,900 reviews
6.2/10
Effective rate 22.79 % nom. 20.71 %
Per month SEK 1,345 for 5 yr
Total cost SEK 30,671 on top of the loan
Payout 24 h UC credit check
Go to Extralånet Advert. We are paid if you apply.
High-cost credit No fees at all High-cost credit
SEK 10,000–SEK 50,000 1 yr–10 yr 20–65 yrs Income from SEK 150,000/yr

Representative example: annuity loan of SEK 50,000 over 5 yr at a nominal rate of 20.71 % gives an effective rate of 22.79 %. Arrangement fee SEK 0, invoice fee SEK 0/mo. Total repayable SEK 80,671 across 60 payments of SEK 1,345. The rate is set individually — Extralånet states 20.71 %–20.71 % nominal.

4.0 of 5 · 4,600 reviews
6.2/10
Effective rate 23.50 % nom. 19.95 %
Per month SEK 1,348 for 5 yr
Total cost SEK 31,373 on top of the loan
Payout 24 h Dun & Bradstreet credit check
Go to Brixo Privatlån Advert. We are paid if you apply.
High-cost credit Accepts betalningsanmärkning High-cost credit
SEK 10,000–SEK 200,000 3 yr–7 yr 6 mo Income from SEK 200,000/yr

Representative example: annuity loan of SEK 50,000 over 5 yr at a nominal rate of 19.95 % gives an effective rate of 23.50 %. Arrangement fee SEK 475, invoice fee SEK 25/mo. Total repayable SEK 81,373 across 60 payments of SEK 1,348. The rate is set individually — Brixo Privatlån states 19.95 %–19.95 % nominal.

See also

Updated 2 September 2026