Lender

Marginalen Bank

Bank. Nominal rate 6.45–19.95 %. Loans from 20,000 to 500,000. Compare the terms with the others before you apply.

Facts

Nominal rate6.45 % – 19.95 %
Effective rate6.90 % – 22.80 %
Loan amountSEK 20,000 – SEK 500,000
Term12–180 months
Arrangement feeSEK 395
Invoice feeSEK 29
Payout48 h
Age18–79 yrs
Income requirementSEK 150,000/yr
Payment remarkYes
EnforcementNo
Credit checkUC
Customer rating3.6 of 5 · 4,200 reviews
Company reg. no.516406-0807
Founded1979
OwnerESSC AB

Products

Our verdict

  • Accepts some betalningsanmärkning
  • Broad product range
  • Both an arrangement fee and an invoice fee

Representative example: SEK 150,000 over 5 yr at a nominal rate of 12.10 % gives an effective rate of 13.35 %. Total repayable SEK 202,790 across 60 payments of SEK 3,373.

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The score is calculated from cost and terms — commission does not affect the ranking. How we rank