Lender

Brixo Kontokredit

High-cost credit. Nominal rate 21.95–21.95 %. Loans from 5,000 to 50,000. Compare the terms with the others before you apply.

Checked 2026-09-29

Facts

Nominal rate21.95 % – 21.95 %
Effective rate24.30 % – 24.30 %
Loan amountSEK 5,000 – SEK 50,000
Term1–120 months
Arrangement feeSEK 0
Invoice feeSEK 0
Payout15 min
Age21–70 yrs
Income requirementSEK 200,000/yr
Payment remarkYes
EnforcementNo
Credit checkDun & Bradstreet
Customer rating4.0 of 5 · 4,600 reviews
Company reg. no.559084-0554
Founded2017
OwnerBrixo AB

Products

Our verdict

  • Completely fee-free revolving credit — you pay interest only on what you draw
  • Money in your account in about 15 minutes, around the clock
  • The lowest effective rate in the high-cost segment
  • Classed as a högkostnadskredit (high-cost credit)
  • Requires SEK 200,000/year in income

Representative example: SEK 50,000 over 5 yr at a nominal rate of 21.95 % gives an effective rate of 24.30 %. Total repayable SEK 82,771 across 60 payments of SEK 1,380.

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The score is calculated from cost and terms — commission does not affect the ranking. How we rank