Lender

Daypay

High-cost credit. Nominal rate 22.00–22.00 %. Loans from 1,000 to 20,000. Compare the terms with the others before you apply.

Facts

Nominal rate22.00 % – 22.00 %
Effective rate50.01 % – 50.01 %
Loan amountSEK 1,000 – SEK 20,000
Term1–36 months
Arrangement feeSEK 495
Invoice feeSEK 49
Payout1 h
Age20–75 yrs
Income requirementSEK 90,000/yr
Payment remarkNo
EnforcementNo
Credit checkCreditsafe
Customer rating3.2 of 5 · 900 reviews
Company reg. no.556934-8060
Founded2013
OwnerDaypay AB

Products

Our verdict

  • Very small amounts possible
  • Paid out within the hour
  • High effective rate
  • Short terms only

Representative example: SEK 20,000 over 3 yr at a nominal rate of 22.00 % gives an effective rate of 32.57 %. Total repayable SEK 29,756 across 36 payments of SEK 813.

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The score is calculated from cost and terms — commission does not affect the ranking. How we rank