Lender
Ferratum
High-cost credit. Nominal rate 21.99–21.99 %. Loans from 1,000 to 50,000. Compare the terms with the others before you apply.
Facts
| Nominal rate | 21.99 % – 21.99 % |
|---|---|
| Effective rate | 56.82 % – 56.82 % |
| Loan amount | SEK 1,000 – SEK 50,000 |
| Term | 4–46 months |
| Arrangement fee | SEK 565 |
| Invoice fee | SEK 59 |
| Payout | 6 h |
| Age | 21–70 yrs |
| Income requirement | SEK 100,000/yr |
| Payment remark | No |
| Enforcement | No |
| Credit check | UC |
| Customer rating | 3.3 of 5 · 2,400 reviews |
| Company reg. no. | 516406-0724 |
| Founded | 2005 |
| Owner | Multitude SE |
Products
Our verdict
- Established operator since 2005
- Same-day payout
- Arrangement fee SEK 565 plus SEK 59/month
- Effective rate above 56%
Representative example: SEK 50,000 over 3 yr 10 mo at a nominal rate of 21.99 % gives an effective rate of 27.88 %. Total repayable SEK 77,710 across 46 payments of SEK 1,677.
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