Lender
Loanstep
High-cost credit. Nominal rate 22.00–22.00 %. Loans from 10,000 to 50,000. Compare the terms with the others before you apply.
Facts
| Nominal rate | 22.00 % – 22.00 % |
|---|---|
| Effective rate | 60.80 % – 60.80 % |
| Loan amount | SEK 10,000 – SEK 50,000 |
| Term | 54–76 months |
| Arrangement fee | SEK 590 |
| Invoice fee | SEK 69 |
| Payout | 6 h |
| Age | 21–75 yrs |
| Income requirement | SEK 150,000/yr |
| Payment remark | No |
| Enforcement | No |
| Credit check | Creditsafe |
| Customer rating | 3.1 of 5 · 800 reviews |
| Company reg. no. | 556965-9375 |
| Founded | 2015 |
| Owner | Loanstep AB |
Products
Our verdict
- Longer term than most quick loans
- Effective rate above 60%
- A long term makes the total cost very high
Representative example: SEK 50,000 over 5 yr at a nominal rate of 22.00 % gives an effective rate of 28.04 %. Total repayable SEK 87,587 across 60 payments of SEK 1,450.
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