Lender
Lumify
High-cost credit. Nominal rate 22.00–22.00 %. Loans from 2,000 to 200,000. Compare the terms with the others before you apply.
Facts
| Nominal rate | 22.00 % – 22.00 % |
|---|---|
| Effective rate | 56.97 % – 56.97 % |
| Loan amount | SEK 2,000 – SEK 200,000 |
| Term | 1–12 months |
| Arrangement fee | SEK 588 |
| Invoice fee | SEK 57 |
| Payout | 2 h |
| Age | 18–70 yrs |
| Income requirement | SEK 80,000/yr |
| Payment remark | No |
| Enforcement | No |
| Credit check | Creditsafe |
| Customer rating | 3.4 of 5 · 700 reviews |
| Company reg. no. | 559312-8874 |
| Founded | 2021 |
| Owner | Lumify AB |
Products
Our verdict
- 30 days interest-free for new customers from SEK 16,000
- Term of 30–365 days only
- High fixed fees
Representative example: SEK 150,000 over 1 yr at a nominal rate of 22.00 % gives an effective rate of 26.25 %. Total repayable SEK 169,742 across 12 payments of SEK 14,096.
Go to LumifyAdvert. We are paid if you apply.
The score is calculated from cost and terms — commission does not affect the ranking. How we rank