Lender
Saldo Bank
High-cost credit. Nominal rate 22.00–22.00 %. Loans from 5,000 to 40,000. Compare the terms with the others before you apply.
Facts
| Nominal rate | 22.00 % – 22.00 % |
|---|---|
| Effective rate | 45.33 % – 45.33 % |
| Loan amount | SEK 5,000 – SEK 40,000 |
| Term | 5–30 months |
| Arrangement fee | SEK 495 |
| Invoice fee | SEK 45 |
| Payout | 4 h |
| Age | 18–79 yrs |
| Income requirement | SEK 100,000/yr |
| Payment remark | No |
| Enforcement | No |
| Credit check | Creditsafe |
| Customer rating | 3.4 of 5 · 1,200 reviews |
| Company reg. no. | 559078-2749 |
| Founded | 2018 |
| Owner | Saldo Bank UAB |
Products
Our verdict
- Fast process
- Low income requirements
- Fees double the effective rate
- Short maximum term
Representative example: SEK 40,000 over 2 yr 6 mo at a nominal rate of 22.00 % gives an effective rate of 28.42 %. Total repayable SEK 54,205 across 30 payments of SEK 1,790.
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